Bank/Police Impersonation (Vishing):
Scammers call, sometimes using AI-voice cloning, pretending to be from bank security or the police, claiming your account is compromised or your number is linked to fraud. They ask for OTPs (One-Time Passwords) or to "transfer" money to a safe account.
Fake Courier/Delivery SMS (Smishing):
An SMS claims an "unmarked parcel" requires a small fee for delivery. The link leads to a fake site that steals credit card details.
SIM Swapping:
Fraudsters convince your mobile provider to switch your number to their SIM, allowing them to intercept OTPs for banking.
Loyalty Points Expiration: Messages claiming your cellphone network loyalty points are expiring, directing you to a phishing site to steal login credentials.
"Ghost Tapping" (Wireless Skimming):
Thieves in crowded areas use near-field communication (NFC) readers to, in some cases, wirelessly skim card information stored on your phone.
WhatsApp/Messenger Job Offers:
Messages promising high pay for simple tasks, requiring an upfront payment for "registration" or "training".